203 K Ineligible

The following is a list of 203k Streamline ineligible home improvements.

  • Major rehabilitation or major remodeling, such as relocation of a load-bearing wall
  • New construction, including room addition
  • Repairs of structural damage
  • Repairs requiring detailed drawings or architectural exhibits
  • Any rehabilitation activities that require more than two payments per specialized contractor
  • Landscaping or similar site amenity improvements
  • Work that would cause the borrower to be displaced from the property for more than 30 days during the time of rehabilitation
  • Work items that would necessitate a consultant to develop a work write-up
  • Any repair or improvement requiring a work schedule longer than six months
  • Foundation work
  • Pool repairs